The Indian government has launched the PM RAHAT Scheme, a revolutionary initiative aimed at providing immediate and cashless medical treatment to road accident victims. This scheme is a game-changer for those who suffer injuries in road accidents, ensuring they receive timely medical care without worrying about financial burdens.
What is PM RAHAT Scheme?
PM RAHAT stands for Prime Minister’s Road Accident Victims Hospitalisation & Assured Treatment Scheme. Launched on February 14, 2026, this scheme provides free and cashless treatment up to Rs 1.5 lakh to road accident victims for a period of 7 days from the date of the accident.
Key Features of PM RAHAT Scheme
- Cashless Treatment: Up to Rs 1.5 lakh per victim for 7 days from the date of accident
- Golden Hour Focus: Integration with 112 helpline for rapid hospital access
- Stabilization Window: 24 hours (non-life-threatening) and 48 hours (life-threatening cases)
- Digital Integration: Seamless linkage between eDAR (MoRTH) and TMS 2.0 (NHA) for end-to-end claim management
- Police Authentication: Mandatory confirmation within 24-48 hours to ensure accountability
Eligibility and Benefits
The scheme covers all road accidents caused by any motor vehicle on any type of road in India. Both Indian citizens and foreign nationals are eligible for this scheme. The benefits include:
- Free cashless treatment up to Rs 1.5 lakh
- Medical care for a maximum of 7 days from the date of the accident
- Coverage for trauma and polytrauma care
- Cashless treatment available at more than 30,000 empanelled hospitals under Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana
How to Avail PM RAHAT Scheme?
There is no need to fill out any application form to get benefits under the PM RAHAT Scheme. If someone meets with a road accident, they can directly receive free cashless treatment at the hospital. Here’s what to do:
- Inform the police about the accident within 24 hours
- Get admitted to the hospital within 24 hours of the accident
- Take treatment only at hospitals empanelled under Ayushman Bharat – PM Jan Arogya Yojana
Supporting Initiatives
The Government has also introduced the Rah-Veer Scheme, which rewards Good Samaritans with Rs 25,000 for helping road accident victims during the golden hour .
In conclusion,, The PM RAHAT Scheme is a vital initiative aimed at saving lives and providing financial relief to road accident victims. By ensuring timely medical care, the government hopes to reduce road accident fatalities and promote a safer and more responsible driving culture.
Leave a Reply